Just because it’s their big day, don’t feel you have to spend what you can’t afford. With half of adults going to a wedding this year, M&S Bank has calculated the average spend by guests and it’s potentially more expensive than a holiday. Factoring in hotel, gift, outfit, travel, drinks and beauty, we’re likely to spend a huge £800 over a wedding season. The average cost per ceremony comes in at £266. Despite these high costs, two in five think the cost is more than worth it, though a third claim to have spent more than they expected. Average costs Gift - £25.52 Outfit - £120 Accommodation - £50 Drinks - £34 Source: M&S Bank 2017 If you’re faced with multiple nuptials this year, we’ve some tips to help you have a great time. Plan what you can afford The first step is to work out what you can afford to spend. Our budget planning tool can help you list your expenditure and work out what you have left after you get paid. Try our quick and easy Budget planner Then create a mini budget of what you think you’ll spend at each wedding. You’ll get a half decent idea of whether you can afford to attend them. Think before putting it on a credit card If you don’t have enough to pay for the expenses of being a wedding guest, think before you put it on a credit card. Borrowing money to pay for it can be dangerous. If you don’t have enough funds coming up that will allow you to repay in full and avoid interest payments, it’s possible you could get caught in a debt spiral. That means you may have to say no to some parts of the wedding. Explain why you can’t make it and your friend will hopefully be understanding. Questions to ask yourself before borrowing money Cutback where you can Popular ways to cut the cost of attending a wedding are hunting for hotel deals and shopping for outfits in the sales. If those costs still prove too expensive, see if you can stay at a friend’s house or share an apartment. You might even be able to recycle a dress you already have or wear the same one to multiple weddings. Likewise, don’t feel you have to buy the biggest present on the gift list. There should be a cheaper option or you could buy something bigger with friends. Car sharing with other guests can also bring down the travel costs or book your train tickets well in advance.